# Payouts & Finance

> Read revenue and payout records, request eligible PayPal payouts and distinguish processing from confirmed settlement.

Canonical: https://theaimart.co/docs/payouts-and-finance
Updated: 2026-10-08 · Guide version: 1.1

Finance displays recorded revenue. Monetization & Payouts displays available publisher earnings and payout history. Marketplace wallet credits and AI model credits are separate balances.

## Inspect records

1. Open [Finance](/Dashboard/Finance) for monthly/product revenue and subscription-derived metrics.
2. Open [Monetization & Payouts](/Dashboard/Monetization) for your available balance and returned eligibility information.
3. Read payout history and status before treating funds as transferred.

Authorized read-only routes are `GET /me/finance`, `GET /me/finance/churn`, `GET /me/earnings` and `GET /payouts/me`. The payout history response has:

```text
available_balance, payouts
```

Each payout record includes amount, currency, status, requested_at and paid_at. A null paid_at and processing status do not establish settlement.

## Requesting a payout

The current dashboard requests a PayPal payout using a PayPal email. `POST /payouts/request` uses `paypal_email`; it requests the available eligible balance rather than accepting an arbitrary withdrawal amount. This is a financial write: confirm eligibility and recipient details through your authorized account before submitting.

The reviewed handler records a processing request and can emit `payout.requested`. It does not itself prove the PayPal transfer succeeded. It does not provide a geographic bank/UPI payout selector. A Razorpay payment integration used for purchases is not evidence of Razorpay publisher payouts.

## Limits and troubleshooting

Use the returned minimum/eligibility values instead of hardcoding a threshold. Settlement times, commissions, holds, refund handling and tax treatment require the applicable published terms or owner confirmation. There is no guarantee of same-day settlement in this guide.

For a pending request, contact support with its reference and status; do not resubmit repeatedly. For a discrepancy, compare account currency and recorded transactions before converting units. Tax details are collected in account settings where offered; this guide does not give tax advice.

## Next

See [Monetization](/docs/monetization), [Wallet & Credits](/docs/wallet-and-credits), [Webhooks](/docs/webhooks) and [Terms](/terms).