Monetization

Payouts & Finance

Revenue, payout rails and settlement

Finance is where your revenue becomes money in your bank. This covers how earnings accrue, when they settle, and how to get paid.

The money flow

Sale / renewal / usage  →  Earnings (gross)
      − platform fee − taxes  →  Net earnings
      → Available balance  →  Payout to your bank / PayPal

Track each stage under Dashboard → Finance (revenue) and Wallet (balance & withdrawals).

Payout rails

RegionRail
IndiaRazorpay (bank transfer / UPI)
InternationalPayPal

Theaimart geo‑routes payouts automatically: domestic earnings settle via the local rail; foreign earnings via PayPal. Add and verify your payout method before your first payout can run.

Payout lifecycle

  1. •Earnings accrue and pass a holding window (covers refunds/chargebacks).
  2. •Cleared earnings move to Available balance.
  3. •Payouts run on the schedule (or on demand above the minimum threshold).
  4. •A payout.paid webhook fires on settlement.
curl "https://api.theaimart.co/api/v1/finance/payouts" \
  -H "Authorization: Bearer $THEAIMART_API_KEY"

{ "available": 1250000, "pending": 340000, "currency": "INR",
  "payouts": [ { "id": "po_1", "amount": 900000, "status": "paid", "paid_at": "2026-06-28T..." } ] }

Publisher payouts are reviewed before release for fraud and tax compliance. Keep your tax details current in Settings → Tax to avoid holds.

Refunds & chargebacks

Refunds reverse the earning and are debited from your balance. A low refund rate protects both your revenue and your discovery ranking; a high one triggers review.

Taxes

Theaimart collects the tax details required for your region and may withhold where legally required. Your finance export includes the breakdown for your own filing.

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